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WHAT ARE THE BENEFITS
Interest-Free
Make interest-free payments with PayPal Pay in 4
No sign up or late fees
No sign-up fees or late fees on your purchases.
Make a decision in seconds
With only 25% down payment, you can make a decision in seconds with no burden and no impact on your credit score.
It’s backed by PayPal
Get the same security and buyer protection you already enjoy from Paypal.
How it works
Pay in 4: easy as 1-2-3
Checkout with PayPal
Choose 'PayPal Pay in 4*' and complete your purchase
Make the first payment at the time of purchase and pay the rest in 3 payments - one every two weeks.
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FAQ
What is PayPal Pay in 4?
PayPal Pay in 4 is a feature that lets you split your purchase into 4 payments, with the first payment due at the time of transaction and 3 subsequent payments made every 2
weeks thereafter.
PayPal Pay in 4 is available for transactions between $30 and $1500.
Who can use PayPal Pay in 4?
Pay in 4 is available to consumers upon approval for purchases of $30-$1,500. Pay in 4 is not currently available to residents of Missouri, Nevada, New Mexico, North Dakota, Wisconsin, or any U.S. Territories. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be of legal age in your U.S. state of residence to use Pay in 4. Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee.
Are there any fees associated with PayPal Pay in 4?
No. There are no fees for choosing to pay with PayPal Pay in 4 and there are no late fees either.
How do I make my repayments?
After your first payment, your 3 subsequent repayments will be taken automatically from the payment method you provided at the time of your application.
Can I still apply for a refund if I used PayPal Pay in 4?
Yes, you can still apply for a refund for your purchase when you use Pay in 4. The XPPen’s standard returns policy and process applies to all purchases made with Pay in 4 and PayPal’s Buyer Protection will also apply to eligible purchases.
More Questions?
Learn more about PayPal Pay in 4 and see terms and conditions. https://www.paypal.com/us/cshelp/article/what-is-pay-in-4-help463